The state of Washington requires all drivers to carry minimum liability limits of $25,000 per person, $50,000 per accident for bodily injury, and $10,000 for property damage. These are only minimum limits. Most drivers will choose to carry much higher limits. In addition to liability coverage, a typical automobile insurance policy will provide the following benefits: uninsured/underinsured motorist coverage, medical payments coverage, comprehensive and collision coverage, and optional coverages like towing, roadside assistance, and the cost to rent a vehicle while the policyholder's vehicle is repaired.